Best High-Yield Savings Account Alternative
Earn up to 12% APY on your USDC savings through DeFi protocols on the Solana blockchain. No account minimums, no monthly fees, no withdrawal limits. A stronger alternative to traditional high-yield savings accounts.
Why Amp Pay Savings?
- Up to 12% APY on USDC — significantly higher than Marcus (3.65%) or traditional banks (0.4% average)
- No minimum balance required
- No monthly fees
- No withdrawal limits
- Self-custodial: you keep control of your funds
- Powered by established DeFi protocols like Carrot on Solana
- USDC is a USD-pegged stablecoin issued by Circle
How Amp Pay Compares
| Feature | Amp Pay | Marcus | Traditional Bank |
|---|---|---|---|
| APY | Up to 12% | ~3.65% | ~0.4% avg |
| Minimum balance | $0 | $0 | Varies |
| Monthly fees | None | None | Varies |
| Withdrawal limits | None | None | Often 6/month (regulation) |